Our Programs

With each of our programs, you can select almost any home, we can buy it using our credit line and finance it back to you on a regular, normal market interest rate and term.  We are willing to help people buy a home even though they may have been turned down by a traditional Mortgage Company.  If you are employed, or even self-employed, we can help you.   

There are NO CATCHES! We have a VERY easy 3-Step Process. We can help if you have been turned down through traditional mortgage sources because of Credit Problems, not being on the Job long enough, not having enough Down Payment, having No Bank Accounts, Monthly Bills being too high, being Self-employed, problems with Income Verification, or even having Too Much Credit, and more.

We have the following base programs at our disposal and can also use each one of them as necessary to meet your individual needs.

• Home Ownership Assistance Program - This is our traditional assistance program and may include financing assistance, down payment assistance, and closing cost assistance.

• Zero Down (Grant) Program - We have direct access to limited down payment grant money - YOU NEVER HAVE TO REPAY.

• 3%, 5%, OR 10% Down Payment Program - If you don't have that much - THAT'S STILL NOT A PROBLEM.  Subject to our review, if you have $3000, you'd pre-qualify up to a $100,000 home.  $6000 pre-qualifies you up to a $200,000 home.  $9000 for a $300,000 home.  Remember Pre-qualified does not necessarily mean your pre-approved.  We do like to see you have a down payment (but that is not written in stone).

• Assisted Home Purchase Program - This includes credit repair services as necessary.

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